Personal Checking

First, to help you bank the way you want.

At St. Jean’s Credit Union, helping you bank more comfortably, easily, and affordably is our priority. That’s why we created two convenient checking accounts to meet your needs – and your budget.

Both offer:

NOW Checking

Put your checking account balances to work for you – and save on fees.

  • Dividends paid on balances*
  • No monthly maintenance fee
  • Unlimited check writing
  • No minimum balance

Wired Checking**

Sign up for direct deposit and be rewarded with special savings and other money-saving benefits.

  • No monthly maintenance fee
  • ATM Fee refunds (up to $15 per month)**
  • Free Wired Savings Account
  • $25 membership match with direct deposit enrollment**
  • $10 referral credit to wired savings account for every friend you refer (up to $50)**

Checking Account FAQs

Here you come first

To find out how St. Jean’s Credit Union puts you and your priorities first, visit one of our offices, use our contact form, or call us at 781-592-5420.

*To earn dividends, average daily account balance must not fall below $400.00
**Fees for some services may apply, see our Schedule of Fees for details. Wired Checking includes Wired Checking Account, Direct Deposit, Debit Card, Online Banking, Bill Payment & Presentment, Online Statements and Text Message & Mobil Banking. These services may not be separated. You must maintain an active status with each of the included services in order to receive full account benefits. ATM fees are refunded up to $15 per month and will be automatically deposited on the last day of each month in a designated primary savings account. Your membership must be in good standing. If account is closed prior to 6 months from opening date, you will incur a $25 penalty. After the second direct deposit cycle, you will also be eligible to refer a friend and receive $10 for each friend that is referred up to a $50 maximum. The referred individual must open a Wired Checking account and complete all necessary referral paperwork in order for you to receive the $10 deposit. Employees are not eligible for Refer a Friend feature. Membership is required and is open to anyone who lives or works in Essex, Middlesex or Suffolk Counties within the Commonwealth of Massachusetts and employees and family members of H.P. Hood LLC. Offer may be cancelled at any time.

You are now leaving St. Jean's Credit Union

You will be linking to another website not owned or operated by St. Jean's Credit Union. We do not control these sites and do not guarantee the accuracy, completeness, efficiency or timeliness of the information contained therein. We encourage you to review their privacy and security policies which may differ from St. Jean's Credit Union.

You will be redirected to

Click the link above to continue or CANCEL

Skip to content