Loan Rates – St. Jean's Credit Union

New Car Loans - 2025-2026 Models or Newer

Term	APR*	Monthly Payment per $1,000
24 Months	5.24%	$43.99
36 Months	5.24%	$30.09
48 Months	5.24%	$23.15
60 Months	5.24%	$18.99
72 Months	5.74%	$16.46
84 Months	6.49%	$14.85

Annual Percentage Rate (APR) effective 10/6/26. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.

Used Car Loans - 2023-2024 Models

Term	APR*	Monthly Payment per $1,000
24 Months	5.49%	$44.10
36 Months	5.49%	$30.20
48 Months	5.49%	$23.26
60 Months	5.49%	$19.10
72 Months	5.99%	$16.58
84 Months	6.49%	$14.85

*Annual Percentage Rate (APR) effective 10/6/26. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.

Used Car Loans - 2021-2022 Models

Term	APR*	Monthly Payment per $1,000
24 Months	5.99%	$44.32
36 Months	5.99%	$30.43
48 Months	5.99%	$23.49
60 Months	6.24%	$19.45
72 Months	6.74%	$16.93

Used Car Loans - 2018-2020 Models

Term	APR*	Monthly Payment per $1,000
Up to 48 Months	7.74%	$24.30
49 to 60 months	7.99%	$20.28

RV Loans

Term	APR*	Monthly Payment per $1,000
24 Months	7.00%	$44.78
36 Months	7.25%	$31.00
48 Months	7.75%	$24.31
60 Months	8.25%	$20.41
61-180 Months	8.75%	$10.00

*Annual Percentage Rate (APR) effective 10/6/26. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.

Personal Loan Rates

Product	Term	APR*	Monthly Payment Per $1,000
Personal Loan	Up to 48 Months	13.90%	$27.29
Debt Consolidation	Up to 48 Months	13.90%	$27.29
Revolving Credit 3% of outstanding balance	Open End	13.90%	$30.00
Overdraft Protection 3% of outstanding balance	Open End	13.90%	$30.00
Vacation Loan	Up to 24 Months	9.99%	$46.16
K-12 Loan	Open End	8.99%	$30.00
Fuel Loan	Up to 12 Months	6.99%	$86.54

*Annual Percentage Rate (APR) effective 10/6/26. A .25% rate reduction offered with automatic monthly debit payment from a St. Jean's account. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply. Rate reduction offer excludes Revolving Credit, Overdraft Protection, K-12 / Vacation Loans and Fuel Loans.