Cash Management

First, to help you maximize your cash flow.

At St. Jean’s Credit Union, we know that managing and maximizing your cash flow is essential to the short- and long-term health and vitality of your business.

That’s why we are proud to partner with Total Merchant Concepts (TMC), to provide debit and credit card processing. We chose TMC because of their integrity and their commitment to providing great service with no long-term contracts to our business members. Plus, they have competitive rates and low set-up costs to make card processing affordable. If you need any support, TMC is just a phone call away.

Credit & Debit Card Acceptance

Accepting credit cards can increase your business by as much as 45%! Accept Visa, MasterCard, American Express, Discover and Debit Cards (both PIN and non PIN based).

Ecommerce and Shopping Cart Solutions

TMC makes processing your credit cards online affordable!  From comprehensive shopping carts, TMC Shop Now or API set ups to simple DONATE NOW functions for our Non-Profit businesses, we are prepared to help you enable your web site to accept credit  cards from your customers!

Gift & Loyalty Card Programs

Providing options for your customers can translate to more dollars in your pocket. We will work with you to create a Gift Card/Loyalty program to increase traffic and revenue for your business.

Non-Profit Programs

When you make taking payments for your organization EASY and you keep your donor’s experience in mind, you can attract the dollars it takes to make the difference you are making in the world!  We have several options and programs available.

Mobile Processing Solutions

Technology has given us the ability to turn your Smartphone or web enabled tablet into a mobile credit card processing device. Selecting the RIGHT option for your business is very important.

Business Growth Tools

We all have areas in our business that could use a little attention, so TMC has taken 20+ years of their business knowledge and experience, added it to their passion to take care of merchants and developed some services and alliances that will help you take your business to the next level. TMC offers, Payroll services, FREE Business assessments, Social Media Assistance, Customer Service training and more!

Here your business comes first

To learn more about Total Merchant Concepts, visit their website at or call 1-888-249-9919.

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