Schedule of Fees - Business
Effective March 1, 2024 | |
Bronze Share Draft Business Account (Non-Profits and Informal Associations and Clubs) | |
Average Daily Balance (ADB) | $0.00 |
Monthly Maintenance Fee (MMF) | No Charge |
Transfer Fee (Overdraft Transfer from a Deposit Source | $5.00 each transfer |
Return Fee (items returned for NSF, Insufficient Funds, Uncollected) | $30.00 |
Stop Payment Order (per check) | $25.00 |
Photocopy of Check | No Charge |
Temporary Checks (limit of 6) | $1.00 |
Processing Fee (per item) | No Charge |
Silver Share Draft Business Accounts | |
Average Daily Balance (ADB) | $5,000.00 |
Monthly Maintenance Fee (MMF) | $10.00* |
Transfer Fee (Overdraft Transfer from a Deposit Source | $5.00 |
Return Fee (Items returned for NSF, Insufficient Funds, Uncollected) | $30.00 |
Stop Payment Order (per check) | $25.00 |
Photocopy of Check | No Charge |
Temporary Checks (limit of 6) | $1.00 |
Processing Fee (per item) | $0.20 |
Gold Share Draft Business Accounts | |
Average Daily Balance (ADB) | $10,000.00 |
Monthly Maintenane Fee (MMF) | $15.00** |
Transfer Fee (Overdraft Transfer From a Deposit Source) | $5.00 |
Return Fee (Items returned for NSF, Insufficient Funds, Uncollected) | $30.00 |
Stop Payment Order (per check) | $25.00 |
Photocopy of Check | No Charge |
Temporary Checks (limit of 6) | $1.00 |
Processing Fee (per item) | $0.20 |
Business Lending | |
Line of Credit | |
Application Fee | $250.00 |
Annual Fee | $50.00 |
Term Loans (Truck, Equipment etc.) | |
Application Fee | $250.00 |
Annual Fee | $50.00 |
Real Estate Secured – First Mortgage | |
Application Fee | $1,000.00 |
Annual Fee | $100.00 |
Real Estate Secured – Equity LOC | |
Application Fee | $500.00 |
Annual Fee | $100.00 |
Fees Applicable to All Accounts | |
Single Account Relationship & Balance Below $25 | $5.00 per month |
Account Research (per hour) | $50.00 |
Account Research (per page) | $1.50 |
Return of Deposited/Cashed Item | |
• Member Owned | $30.00 |
• Third Party | *** |
• Mortgage or Loan Payment | $30.00 |
Copy of Statement | $20.00 |
Annual Dormant Account Fee | $50.00 |
Yearly Remittance to State after No Member | |
Generated Activity for 3 Years | |
Overdraft Fee on Electronic Debit | $30.00 |
Stop Payment on Electronic Debit | $25.00 |
NEACH Revocation | $25.00 |
Notice of Government Levy | $50.00 |
Trustee Attachment | $75.00 |
Loan Rate Modification | $100.00 |
Foreign Check Collection | $20.00 |
Subordination Agreements | Per Quote |
stjeans@home / Bill Payment & Presentment | |
stjeans@home | No Charge |
Bill Payment & Presentment | No Charge |
Stop Payment | $25.00 |
Returned Item Fee | $30.00 |
Wire Transfers | |
Outgoing Domestic Wire Fee | $30.00 each transfer |
Outgoing International Wire Fee | $75.00 each transfer |
Incoming Domestic Wire Fee | $10.00 each transfer |
Incoming International Wire Fee | $25.00 each transfer |
Credit Union Checks / Money Orders | |
Treasurer’s Check | $5.00 |
Treasurer’s Check Replacement | $25.00 |
Stop Payment | $25.00 |
Money Order | $3.00 |
Copy of Money Order | $10.00 |
Copy of Treasurer’s Check | $10.00 |
ATM / Debit Card Transactions | |
ATM/Debit Card Transaction Fee | $2.00 |
ATM / Debit Card Inquiries | $1.00 |
ATM / Debit Card Denials | $0.50 |
Copy of ATM / Debit Card Draft | $15.00 |
Replacement Cards | $25.00 |
OOPS Overdraft over $29.99 | $30.00 per transaction |
OOPS Overdraft $10.00 – $29.99 | $5.00 per transaction |
OOPS Overdraft Less than $10.00 | No Charge |
OOPS Overdraft Fee Per Transaction | $30.00 |
Self-Service Coin Machine | |
Members | 3.00% of total coin exchange |
Non-Members | 10.00% of total coin exchange |
*MMF of $10.00 will be charged if Average Daily Balance (ADB) falls below $5,000. | |
This Schedule of Fees for all accounts sets forth certain fees and charges applicable to your credit union accounts effective 3/1/24. This schedule is incorporated as part of your membership agreement with the credit union. You will be notified of changes to these charges. | |
Here you come First
To find out how St. Jean’s Credit Union puts you and your priorities first, visit one of our offices, use our contact form, or call us at 978.462.2771.