Current Rates

Fixed Rate Mortgages

Program

Term

Points

Interest Rate

Annual Percentage Rate (APR)*

Monthly Payments Per $1,000

St. Jean's CU First Time Homebuyers

30 Years

0

6.500%

6.650%

$6.32

Purchase Money Only

30 Years

0

6.500%

6.650%

$6.32

20 Years

0

5.875%

6.068%

$7.09

15 Years

0

5.625%

5.866%

$8.24

Refinancing Only

30 Years

0

6.625%

6.776%

$6.40

20 Years

0

6.000%

6.194%

$7.16

15 Years

0

5.750%

5.992%

$8.30

*Annual Percentage Rate (APR) effective 2/14/2025 is based on a $100,000 Loan Amount and a 20% Down Payment. First Mortgage Rates listed are for Purchase and No Cash-Out Refinance transactions only. Property Insurance required on all Mortgage, Home Improvement and Home Equity Loans. Payments shown do not include taxes or insurance. Your payment may be greater. Rates are subject to change without notice.

For Jumbo Mortgage inquiries please call 978.219.1000, ext , 0122 or 0104.

Adjustable Rate Mortgages

Program

Term

Points

Interest

Rate

Annual Percentage Rate (APR)

Monthly Payments Per $1,000

5/1 ARM 

30 Years

0

5.750%

7.218%

$5.84

7/1 ARM

30 Years

0


6.125%

7.150%

$6.08

*Annual Percentage Rate (APR) effective 02/14/2025 is based on a $100,000 Loan Amount and a 20% Down Payment. First Mortgage Rates listed are for Purchase and No Cash-Out Refinance transactions only. Property Insurance required on all Mortgage, Home Improvement and Home Equity Loans. Payments shown do not include taxes or insurance. Your payment may be greater. Rates are subject to change without notice.

For Jumbo Mortgage inquiries please call 978.219.1000, ext 0122 or 0104.

You are now leaving St. Jean's Credit Union

You will be linking to another website not owned or operated by St. Jean's Credit Union. We do not control these sites and do not guarantee the accuracy, completeness, efficiency or timeliness of the information contained therein. We encourage you to review their privacy and security policies which may differ from St. Jean's Credit Union.

You will be redirected to

Click the link above to continue or CANCEL