Term | Dividend | APY* | Minimum Deposit | Max Balance |
5 Month CD SPECIAL | 4.17% | 4.25% | $500.00 | $250,000 |
11 Month CD SPECIAL | 3.93% | 4.00% | $500.00 | $250,000 |
11 Month IRA SPECIAL | 4.17% | 4.25% | $500.00 | $250,000 |
*Annual Percentage Yield (APY). Rates quoted above are accurate as of 3/11/2025 and are subject to change without notice. Certificate rates remain fixed for the term of the certificate. Dividends are compounded daily and credited to your account monthly. A penalty may be imposed for withdrawals before maturity. The 5 month APY assumes that the funds will remain on deposit for 1 year and will roll over to the 6 month rate at maturity. 11 month CD will roll over to 1 year CD at maturity. Fees could reduce the earnings on any account. New money only. | ||||
Term | Dividend | APY* | Minimum |
3 Months | 1.93% | 1.95% | $500.00 |
6 Months | 1.98% | 2.00% | $500.00 |
9 Months | 2.13% | 2.15% | $500.00 |
1 Year | 2.77% | 2.80% | $500.00 |
18 Months | 2.91% | 2.95% | $500.00 |
2 Years | 3.06% | 3.10% | $500.00 |
3 Years | 3.15% | 3.20% | $500.00 |
1 Year IRA | 2.86% | 2.90% | $500.00 |
18 Month IRA | 3.01% | 3.05% | $500.00 |
2 Year IRA | 3.15% | 3.20% | $500.00 |
3 Year IRA | 3.40% | 3.45% | $500.00 |
*Annual Percentage Yield (APY). Rates quoted above are accurate as of 3/4/25 and are subject to change without notice. Certificate rates remain fixed for the term of the certificate. Dividends are compounded daily and credited to your account monthly. A penalty may be imposed for withdrawals before maturity. The 3 month, 6, month and 9 month APY assumes that the funds will remain on deposit for a year. Fees could reduce the earnings on any account. | |||
Account Type | Dividend | APY* | Minimum |
Regular Savings | 0.10% | 0.10% | $25 |
Club Accounts | 0.10% | 0.10% | N/A |
NOW Accounts | 0.05% | 0.05% | $400 |
Mortgage Escrow | 0.10% | 0.10% | N/A |
Money Market | 0.30% | 0.30% | $2,500 |
Money Market IRA | 0.30% | 0.30% | N/A |
Super Money Market | 1.24% | 1.25% | $10,000 |
1.49% | 1.50% | $50,000 | |
1.74% | 1.75% | $100,000 | |
Business Money Market | 1.24% | 1.25% | $10,000 |
1.49% | 1.50% | $50,000 | |
1.74% | 1.75% | $100,000 | |
*APY is Annual Percentage Yield. The rates quoted above are accurate as of 06/01/2023 and are subject to change without notice. Dividends are compounded and credited monthly based on the average daily balance in your account. If your average daily balance falls below the minimum for that dividend period, you will not earn any dividends during that period. Variable share deposit rate account rates may change after account is opened. Fees could reduce the earnings on my account. | |||
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