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Two Great Ways to Save

First, to help you save for what matters most.

St. Jean’s Credit Union is ready to help you save for what matters most. With our 5 Month and 13 Month Term Certificate and IRA Specials, you can determine how your money grows for your future—with or without the long-term commitment.

Both include:

  • A Guaranteed Rate
  • A Guaranteed Return
  • Deposit Insurance
  • Free Online & Mobile Banking
  • Paperless Statement

Term Certificate Specials

TermDividend RateAPY*
5 Month CD SPECIAL4.17%4.25%
13 Month CD SPECIAL4.41%4.50%
13 Month IRA SPECIAL4.41%4.50%
*APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. You will be subject to a penalty for early withdrawal. Rates remain fixed for the term of the certificate. Fees may reduce earnings. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC. Rates quoted above are accurate as of 10/06/2026 and are subject to change without notice. The 5 month APY assumes that the funds will remain on deposit for 1 year and will roll over to the 6 month rate at maturity. 13 month CD will roll over to 1 year CD at maturity. Minimum deposit to open and earn interest $500.

Open Your Account Online

At St. Jeans Credit Union, we make it easy for new and current members to open a new Term Certificate online – quickly and securely.

Open Your Account Today

We’re Here to Help

Have a question or need assistance? Stop by your local branch, call us at 781.592.5420, chat with Oscar, or use the quick contact form below and a member of our team will get back to you.