Term Certificates and IRAs​

First, to help you plan for the future.

Do you have longer-term saving priorities? We have Term Certificates and IRAs to help you achieve your goals for the future, including one of the most important financial goals – retirement.

Both offer:

  • Competitive Interest Rates
  • A Range of Terms
  • Free Online & Mobile Banking
  • Paperless Statement

Open Your Account Online

At St. Jeans Credit Union, we make it easy for new and current members to open a new Term Certificate. Click here to get started.

Term Certificates*

If you have idle funds you want to maximize, our Term Certificates are a great choice.

  • $500 minimum deposit
  • Guaranteed fixed rates
  • Terms from 3 to 36 months
  • No monthly fee

Individual Retirement Accounts (IRAs)*

Whether you’re just beginning your career, or nearing or living in retirement, our IRAs can help you build the savings you need.    

  • $500 minimum deposit for Term Certificate IRA
  • Competitive rates
  • Traditional, Roth and Coverdell available
  • No monthly  service charge
  • Potential tax benefits (consult your tax advisor)

Here you come first

To find out how St. Jean’s Credit Union puts you and your priorities first, visit one of our offices, use our contact form, or call us at 781-592-5420.

CDs
Online Account Opening
Become a Member
Deposit Insurance
Deposit Rates
*Early withdrawal penalties may apply. see truth in savings disclosure for additional terms and conditions

You are now leaving St. Jean's Credit Union

You will be linking to another website not owned or operated by St. Jean's Credit Union. We do not control these sites and do not guarantee the accuracy, completeness, efficiency or timeliness of the information contained therein. We encourage you to review their privacy and security policies which may differ from St. Jean's Credit Union.

You will be redirected to

Click the link above to continue or CANCEL