Program | Term | Points | Interest Rate | Annual Percentage | Monthly Payments |
St. Jean's CU First Time Homebuyers | |||||
30 Years | 0 | 6.000% | 6.152% | $6.00 | |
Purchase Money | |||||
30 Years | 0 | 6.000% | 6.152% | $6.00 | |
20 Years | 0 | 5.750% | 5.950% | $7.02 | |
15 Years | 0 | 5.500% | 5.751% | $8.17 | |
*Annual Percentage Rate (APR) effective 8/1/2026 is based on a $100,000 Loan Amount and a 20% Down Payment. First Mortgage Rates listed are for Purchase transactions only. Refinance and Cash-Out Transactions are subject to applicable rate adjustments. Property Insurance required on all Mortgage, Home Improvement and Home Equity Loans. Payments shown do not include taxes or insurance. Your payment may be greater. Rates are subject to change without notice. For Jumbo Mortgage inquiries please call 978.219.1000, ext , 0122 or 0104. | |||||
Program | Term | Points | Interest Rate | Annual Percentage Rate (APR) | Monthly Payments Per $1,000 |
5/1 ARM | 30 Years | 0 | 5.500% | 6.635% | $5.68 |
7/1 ARM | 30 Years | 0 | 5.875% | 6.783% | $5.92 |
*Annual Percentage Rate (APR) effective 8/1/2026 is based on a $100,000 Loan Amount and a 20% Down Payment. First Mortgage Rates listed are for Purchase transactions only. Refinance and Cash-Out Refinance transactions are subject to applicable rate adjustments. Property Insurance required on all Mortgage, Home Improvement and Home Equity Loans. Payments shown do not include taxes or insurance. Your payment may be greater. Rates are subject to change without notice. For Jumbo Mortgage inquiries please call 978.219.1000, ext 0122 or 0104. | |||||