Deposit Rates

Term

Dividend Rate

APY*

Minimum Deposit

Max Balance

11 Month CD SPECIAL

5.13%

5.25%

$500.00

$250,000

13 Month IRA SPECIAL

5.13%

5.25%

$500.00

$250,000

*Annual Percentage Yield (APY). Rates quoted above are accurate as of 1/30/2023 and are subject to change without notice. Certificate rates remain fixed for the term of the certificate. Dividends are compounded daily and credited to your account monthly. A penalty may be imposed for withdrawals before maturity. 13 month CD will roll over to 1 year CD at maturity.  Fees could reduce the earnings on any account. New money only.

Term

Dividend Rate

APY*

Minimum Deposit

Aggregate Balance

3 Months

1.84%

1.85%

$500.00

Less Than $50,000

1.89%

1.90%

$500.00

$50,000 to $74,999

1.93%

1.95%

$500.00

$75,000 and Above

6 Months

1.89%

1.90%

$500.00

Less Than $50,000

1.93%

1.95%

$500.00

$50,000 to $74,999

1.98%

2.00%

$500.00

$75,000 and Above

9 Months

2.03%

2.05%

$500.00

Less Than $50,000

2.08%

2.10%

$500.00

$50,000 to $74,999

2.13%

2.15%

$500.00

$75,000 and Above

1 Year

2.67%

2.70%

$500.00

Less Than $50,000

2.72%

2.75%

$500.00

$50,000 to $74,999

2.77%

2.80%

$500.00

$75,000 and Above

18 Months

2.81%

2.85%

$500.00

Less Than $50,000

2.86%

2.90%

$500.00

$50,000 to $74,999

2.91%

2.95%

$500.00

$75,000 and Above

2 Years

2.96%

3.00%

$500.00

Less Than $50,000

3.01%

3.05%

$500.00

$50,000 to $74,999

3.06%

3.10%

$500.00

$75,000 and Above

3 Years

3.15%

3.20%

$500.00

Less Than $50,000

3.15%

3.20%

$500.00

$75,000 and Above

3.15%

3.20%

$500.00

$50,000 to $74,999

1 Year IRA

2.77%

2.80%

$500.00

Less than $50,000

2.81%

2.85%

$500.00

$50,000 to $74,999

2.86%

2.90%

$500.00

$75,000 and Above

1.5 Year IRA

2.91%

2.95%

$500.00

Less Than $50,000

2.96%

3.00%

$500.00

$50,000 to $74,999

3.01%

3.05%

$500.00

$75,000 and Above

2 Year IRA

3.06%

3.10%

$500.00

Less Than $50,000

3.11%

3.15%

$500.00

$50,000 to $74,999

3.15%

3.20%

$500.00

$75,000 and Above

3 Year IRA

3.40%

3.45%

$500.00

Less Than $50,000

3.40%

3.45%

$500.00

$50,000 to $74,999

3.40%

3.45%

$500.00

$75,000 and Above

*Annual Percentage Yield (APY). Rates quoted above are accurate as of 5/16/23 and are subject to change without notice. Certificate rates remain fixed for the term of the certificate. Dividends are compounded daily and credited to your account monthly. A penalty may be imposed for withdrawals before maturity. The 3 month, 6, month and 9 month APY assumes that the funds will remain on deposit for a year. Fees could reduce the earnings on any account.

Account Type

Dividend Rate

APY*

Minimum Deposit

Regular Savings

0.10%

0.10%

$25

Club Accounts

0.10%

0.10%

N/A

NOW Accounts

0.05%

0.05%

$400

Mortgage Escrow

0.10%

0.10%

N/A

Money Market

0.30%

0.30%

$2,500

Money Market IRA

0.30%

0.30%

N/A

Super Money Market

1.24%

1.25%

$10,000

1.49%

1.50%

$50,000

1.74%

1.75%

$100,000

Business Money Market

1.24%

1.25%

$10,000

1.49%

1.50%

$50,000

1.74%

1.75%

$100,000

*APY is Annual Percentage Yield. The rates quoted above are accurate as of 06/01/2023 and are subject to change without notice. Dividends are compounded and credited monthly based on the average daily balance in your account. If your average daily balance falls below the minimum for that dividend period, you will not earn any dividends during that period. Variable share deposit rate account rates may change after account is opened. Fees could reduce the earnings on my account.