This is an appealing service to many credit union members. Members, whose employer agrees, can automatically make loan payments or savings deposits from their paychecks. This is completely automatic for the member. All the member has to do is fill out the payroll deduction authorization form in advance. The member decides how much the deduction should be. Members who always thought they couldn't save or repay their loans, discover they can when it's done systematically, by setting aside a certain amount each month through payroll deduction. Many members enjoy the convenience of making payments automatically.