Program | Term | Annual Percentage | Monthly Payment |
2024-2026 Models or newer | |||
24 Months | 5.24% | $43.99 | |
36 Months | 5.24% | $30.08 | |
48 Months | 5.24% | $23.14 | |
60 Months | 5.24% | $18.99 | |
72 Months | 5.74% | $16.46 | |
84 Months | 5.99% | $14.61 | |
Annual Percentage Rate (APR) effective 9/1/25. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply. | |||
Program | Term | Annual Percentage | Monthly Payment |
2022-2023 Models | |||
24 Months | 5.49% | $44.10 | |
36 Months | 5.49% | $30.20 | |
48 Months | 5.49% | $23.26 | |
60 Months | 5.49% | $19.10 | |
72 Months | 5.99% | $16.58 | |
84 Months | 6.74% | $14.97 | |
2020-2021 Models | |||
24 Months | 5.99% | $44.32 | |
36 Months | 5.99% | $30.42 | |
48 Months | 5.99% | $23.49 | |
60 Months | 6.24% | $19.45 | |
72 Months | 6.74% | $16.93 | |
2017-2019 Models | |||
Up to 48 Months | 7.74% | $24.30 | |
49 to 60 months | 7.99% | $20.28 | |
*Annual Percentage Rate (APR) effective 9/1/25. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply. | |||
Term | Annual Percentage | Monthly Payment |
24 Months | 7.00% | $44.78 |
36 Months | 7.25% | $31.00 |
48 Months | 7.75% | $24.31 |
60 Months | 8.25% | $20.41 |
61-180 Months | 8.75% | $10.00 |
*Annual Percentage Rate (APR) effective 9/1/25. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply. | ||
Product | Term | Annual Percentage | Monthly Payment |
Personal Loan | Up to 72 Months | 13.90% | $20.57 |
Debt Consolidation | Up to 72 Months | 13.90% | $20.57 |
Revolving Credit 3% of outstanding balance | Open End | 13.90% | $30.00 |
Overdraft Protection 3% of outstanding balance | Open End | 13.90% | $30.00 |
Vacation Loan | Up to 24 Months | 9.99% | $46.16 |
K-12 Loan | Open End | 8.99% | $30.00 |
Fuel Loan | Up to 12 Months | 6.99% | $86.54 |
*Annual Percentage Rate (APR) effective 9/1/25. A .25% rate reduction offered with automatic monthly debit payment from a St. Jean's account. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply. Rate reduction offer excludes Revolving Credit, Overdraft Protection, K-12 / Vacation Loans and Fuel Loans. | |||
To find out how St. Jean’s Credit Union puts you and your priorities first, visit one of our offices, use our contact form, or call us at 781.592.5420.
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