Auto Loan Refinance

First, to help you drive away with savings

You drove away from the dealership with a great price on your car. Now, let St. Jean’s Credit Union help make sure you have the best deal on your loan.

Refinancing your car loan can be a great way to help you manage your finances by lowering your payment (so you pay less each month), or shortening your term (so you pay less over the life of the loan).

Let’s get started! Apply online or stop by one of our offices.

Current Rates

Program

Term

Annual Percentage

Rate (APR)*

Monthly Payment

Per $1,000

2021-2022 Models

24 Months

6.74%

$44.66

36 Months

6.74%

$30.77


48 Months

6.74%

$23.83

60 Months

6.74%

$19.69

72 Months

7.24%

$17.17

84 Months

7.99%

$15.59

2019-2020 Models

24 Months

7.24%

$44.89


36 Months

7.24%

$30.99

48 Months

7.24%

$24.06

60 Months

7.49%

$20.04

72 Months

7.99%

$17.54

2016-2018 Models

Up to 48 Months

8.99%

$24.89

49 to 60 months

9.24%

$20.88

*Annual Percentage Rate (APR) effective 3/1/24. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.

Here you come first

To find out how St. Jean’s Credit Union puts you and your priorities first, visit one of our offices, use our contact form, or call us at 781-592-5420.

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