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Rates & Fees

Personal Lending Rates

Auto Loan Rates

New: 2017-2018 Models or newerGoldMo. Pmt. Per $1000
24 Months3.49% APR$43.21
36 Months3.49% APR$29.31
48 Months3.49% APR$22.36
60 Months3.49% APR$18.19
72 Months3.99% APR$15.65
84 Months4.74% APR$14.02
Used: 2015-2016 ModelsGoldMo. Pmt. Per $1000
24 Months3.99% APR$43.43
36 Months3.99% APR$29.53
48 Months3.99% APR$22.58
60 Months3.99% APR$18.42
72 Months4.74% APR$15.99
84 Months4.99% APR$14.14
Used: 2013-2014 ModelsGoldMo. Pmt. Per $1000
24 Months4.49% APR$43.65
36 Months4.49% APR$29.75
48 Months4.49% APR$22.81
60 Months4.74% APR$18.76
72 Months5.49% APR$16.34
Used: 2010-2012 ModelsGoldMo. Pmt. Per $1000
Up to 48 Months6.24% APR$23.60
49 to 60 Months6.49% APR$19.57

Recreational Vehicle Rates

New or Used up to 7 Years OldGoldMo. Pmt. Per $1000
24 Months5.75% APR$44.22
36 Months6.00% APR$30.43
48 Months6.50% APR$23.72
60 Months7.00% APR$19.81
61-180 Months7.50% APR$19.77
*Rates are subject to change without notice. .25 Rate deduction for payment by direct deposit on closed end loans. (Excluding Real Estate Loans, Credit Cards and Open End Loans) Any loan granted below the bronze level will be granted at the Bronze Rate plus 100 Basis Points.

Personal Loan Rates

Personal LoanGoldMo. Pmt. Per $1000
Up to 72 Months12.90% APR$20.03
Debt ConsolidationGoldMo. Pmt. Per $1000
Up to 72 Months12.90% APR$20.03
Revolving CreditGoldMo. Pmt. Per $1000
Open End13.90% APR$30.003% of oustanding balance
Overdraft ProtectionGoldMo. Pmt. Per $1000
Open End13.90% APR$30.003% of outstanding balance
K-12 Loan/ Vacation LoanGoldMo. Pmt. Per $1000
Up to 24 Months7.99% APR$44.24
Fuel LoanGoldMo. Pmt. Per $1000
Up to 12 Months5.99% APR$86.06
Visa (Bonus Rewards)(Platinum) or (Secured)
Prime plus 6.74-14.74% Maximum APR 17.99%
0% Introductory APR
Visa College Rewards
Prime plus 8.74-14.74% Maximum APR 17.99%
Visa (Business Bonus Rewards) (Platinum Business)
Prime plus 6.74-14.74% Maximum APR 17.99%
0% Introductory APR


Share Secured LoanMo. Pmt. Per $1000Example APRTerm
Share Secured-Installment Loan$44.997.50% APR24 Months
Share annual percentage rate + 4.00%$1,046.63 Balloon4.65% APR12 Months
Certificate Secured LoanMo. Pmt. Per $1000Example APRTerm
Certificate annual percentage rate + 4.00%$1,085.73 Balloon8.55% APR12 Months
Money Market LoanMo. Pmt. Per $1000Example APRTerm
Money Market annual percentage rate + 4.00%1,027.27 Balloon5.44% APR6 Months
Stock LoanMo. Pmt. Per $1000Example APRTerm
50% of market value 9.00%$1,022.44 Balloon9.00%3 Months
*Rates are subject to change without notice .25 Rate reduction for payment by direct deposit on closed end loans. (Excluding Real Estate Loans, Credit Cards, and Open End Loans) Any loan granted below the bronze level will be granted at the Bronze Rate plus 100 Basis Points.

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