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Lending Services


Credit Disability Insurance

Credit Disability Insurance is optional, yet available, to eligible members at a competitive cost. It is designed to help make loan payments if you're totally disabled due to a covered injury or illness for the time periods specified in the policy, up to coverage maximums. Ask your loan representative for complete details.

Credit Life Insurance

When you borrow, Credit Life Insurance is a voluntary coverage that can help reduce or pay off your outstanding loan balance in the event of your unexpected death up to coverage maximums. Enrollment is simple and the cost of coverage could be part of your regular monthly payments. Ask about protecting your loan today.


Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-1898892.1-0917-1019