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Lending Services

Vehicle Lending

St. Jean's Credit Union offers a variety of vehicle lending options including Automobile, Motorcycle and Recreational Vehicle Loans.

Auto Loans

  • Maximum amount $75,000
  • Maximum aggregate amount $100,000
  • Maximum Term 84 Months
  • Pre-Approval available
  • Credit union retains title while loan is outstanding
  • Full coverage auto insurance necessary while loan is outstanding
  • Life and Disability Insurance available
  • 100% financing, MSRP, on new autos
  • 100% financing, NADA Book Value, on other models up to 7 years old

Motorcycle Loans

  • Maximum amount $75,000
  • Maximum aggregate amount $100,000
  • Maximum Term 60 Months
  • Pre-Approval available
  • Credit union retains title while loan is outstanding
  • Full coverage auto insurance necessary while loan is outstanding
  • Life and Disability Insurance available
  • 100% financing, MSRP, on new motorcycles
  • 100% financing, NADA Book Value, on other models up to 5 years old

Recreational Vehicle Loans

  • Defined as RV's, campers, camper trailers, piggy back camper units, boats and their trailers
  • Maximum amount $100,000
  • Maximum aggregate amount $100,000
  • Maximum term 180 Months
  • Maximum loan to value 90%
  • Credit union retains title while loan is outstanding
  • Fire, theft & collision coverage for full term of loan
  • Life and Disability Insurance available

     

    

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Personal Lending

St. Jean's Credit Union offers a variety of loans to meet your needs at low lending rates with fast personal and confidential service. Our Personal Lending products include Personal Loans, Vacation Loans, Holiday Loans, School Essentials Loans, Tuition Loans, Fuel Loans and Secured Loans.

Personal Loans

  • Up to $15,000 Maximum credit for qualified applicants
  • Maximum 72 Months repayment
  • Flexible repayment schedule including payroll deduction
  • Available as open-end or closed end
  • Life and Disability Insurance is available

Vacation Loans

  • Up to $10,000 for qualified applicants
  • Must comply with maximum aggregate limit
  • Life and Disability Insurance available

Holiday Loans

  • Up to $3,000 for qualified applicants
  • Must comply with maximum aggregate limit
  • Maximum Term 12 Months
  • Life and Disability Insurance available

School Essentials Loan

  • Up to $3,000 for qualified applicants
  • Must comply with maximum aggregate limit
  • Maximum Term 12 Months
  • Life and Disability Insurance available

K-12 Loans

  • Up to $15,000 Maximum credit for qualified applicants
  • Must comply with the maximum aggregate limit
  • Maximum 24 months repayment
  • Must provide proof of the tuition bill and funds will be disbursed to the school
  • Exceptions include $300 for High School books
  • Life and Disability Insurance available

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*All loan policies are established by the Board of Directors. Members must maintain a $25 account balance at St. Jean's to obtain a loan.